Getting started

Cashflow is a personal finance app that combines cash-flow tracking, envelope budgeting and IOU management. Here is how to get going in a few minutes.

What is this app for?

Track every transaction across your accounts, plan spending with monthly envelopes (budgets), keep tabs on money you owe or that’s owed to you (IOUs), and review where your money goes with insights and trends.

Three-minute setup

1. Open Settings → Accounts and add your real-world accounts (bank, cash, credit card).
2. In Settings → Categories & Envelopes, add a few categories grouped by purpose (e.g. Living, Fun, Transport).
3. Tap the big + button to add your first transaction.
4. Visit the Dashboard to see your balances, budget status and recent activity.

How do I switch language or theme?

Click your avatar in the top-right (desktop) or open More → Settings on mobile. Theme and language live in the avatar menu.