Statement import

Upload a bank or credit-card statement on the Statements screen and let the AI read it, then compare every row against your ledger to find missing,…

Which file types can I upload?

PDF — the digital statement from your bank. The text layer is extracted locally and only the text is sent to your AI endpoint.
Images — PNG, JPEG, WebP or GIF, e.g. a photo or screenshot of a paper statement or a banking app. The image is sent to your AI endpoint as an image, so the connection you use for Statement extraction must support vision.

A scanned PDF without a text layer cannot be read — take a photo/screenshot of it instead and upload that as an image.

How do I import one?

Open Statements, pick the account the statement belongs to.
Choose the file (PDF or image).
Set the date tolerance (default 3 days) — booking dates in the app and at the bank rarely match exactly.
Enable invert amounts if the statement shows expenses as positive numbers (common on credit-card statements).
Start the import. The AI extracts the rows, then a deterministic matcher compares them with your transactions.

How does matching work?

Matching is done in code, not by the AI:

Amount must agree to the cent. Split transactions are summed per split group first.
Date must be inside your tolerance window.
Description similarity only ranks candidates and decides exact vs probable — it never creates a match on its own.
Each app transaction can be consumed by at most one statement line, so repeated identical amounts are never double-matched.

What do the result groups mean?

Missing — on the statement, but not in the app. Create the transaction with one click (the Add form is prefilled).
Probable — a likely match; confirm or reset it.
Matched — exact matches, nothing to do.
Ignored — rows you marked irrelevant (fees you don’t track, carry-forwards).
Not on the statement — transactions in the app inside the statement period that the statement does not contain: typically a duplicate, a wrong date, or a booking on the wrong account.

What is sent to my AI provider?

The statement text (PDF) or the image itself, plus the account currency and today’s date — nothing else from your ledger. Matching happens afterwards on the server without any AI call. Choose the connection under Settings → AI Assistant → Statement extraction; the usual fallback to the next enabled connection applies.